Delightful country location for this 5 level side split home that has 2 Aviaries across the back of the property.  These would also be ideally suited for a workshop, kennel, pet grooming, hobby, or work shop.  These out buildings have electric heating system.

The  full cedar hedge across the back of the property has an additional strip of land that is also part of this property.

After entering through the large foyer with a double closet, you can go up to the formal living room or straight ahead to the  family room. 

This home was custom built in 1985, and the Family room was extended back and additional several feet across the back of the house making it very large and ideal for entertaining family and friends.  The large brick feature wall surrounding the gas fireplace was also customized at the time of building. 

Just  off  the  family  room is a covered area for year ‘round barbecues and there’s a large patio with privacy fencing beyond the covered deck.

Also on this main level is a side entrance to the laundry room and a 3 piece bathroom.

Three upper bedrooms access a large bathroom with vanity and large tub.  Closet space is generous on this level.

A super size recreation room has a bar serving area with additional shelving.

The lower level has a high efficiency furnace, fruit cellar, storage area, and a Hair dresser or barbers in home work area.  This could be an office, or 4th bedroom too.

Close to St. Catharines, Virgil and Niagara On the Lake, this home offers great value!

The 2011 phased in property assessment is $406,500.

The septic system has a large tank, and under draining.

Two water supplies:  12,000 gallon cistern with a well back-up.

This home is very realistically priced, so be sure to contact Janis Green for your private appointment to view. 

Financial Details
Price: $399,000 Min. Down Payment Required Mortgage Insurance Total Mortgage Total Monthly Payments* Combined Income Required**	5% $19,950.00 $11,940.08 $390,990.08 $1,846.98 $69,261.77	10% $39,900.00 $8,618.40 $367,718.40 $1,764.56 $66,171.06	20% $79,800.00 $0.00 $319,200.00 $1,592.73 $59,727.33
New 5% Cash back towards closing cost option Total Monthly Payments**  Combined Income Required***	$  2,555.67 $95,837.81
Land Transfer Tax Estimated Legal Fees Total Estimated Closing Costs			$4,460.00 $800.00 $5,260.00
* Includes estimated taxes, maintenance fees & heat ** Subject to approved credit and income verification